feat(admin): 添加模型算力点配置和扣费功能

- 在管理后台设置页面添加模型算力点配置表格
- 实现后端AI接口调用时按模型扣除用户算力点
- 添加算力点余额检查和不足时的错误处理
- 在credit_logs中记录AI调用消费流水
- 更新前端远程调用后刷新用户信息显示
- 文档中补充模型算力点配置说明

service/auth.go

@@ -318,6 +318,45 @@ func AdjustUserCredits(id string, credits int) (model.User, error) {
 	return user, err
 }
 
+func EnsureUserCredits(userID string, credits int) error {
+	if credits <= 0 {
+		return nil
+	}
+	ok, err := repository.HasUserCredits(userID, credits)
+	if err != nil {
+		return err
+	}
+	if !ok {
+		return safeMessageError{message: "算力点不足"}
+	}
+	return nil
+}
+
+func ConsumeUserCredits(userID string, modelName string, credits int, path string) error {
+	if credits <= 0 {
+		return nil
+	}
+	user, ok, err := repository.ConsumeUserCredits(userID, credits, now())
+	if err != nil {
+		return err
+	}
+	if !ok {
+		return safeMessageError{message: "算力点不足"}
+	}
+	extra, _ := json.Marshal(map[string]string{"model": modelName, "path": path})
+	_, err = repository.SaveCreditLog(model.CreditLog{
+		ID:        newID("credit"),
+		UserID:    userID,
+		Type:      model.CreditLogTypeAIConsume,
+		Amount:    -credits,
+		Balance:   user.Credits,
+		Remark:    "调用模型 " + modelName,
+		Extra:     string(extra),
+		CreatedAt: now(),
+	})
+	return err
+}
+
 func ListCreditLogs(q model.Query) (model.CreditLogList, error) {
 	logs, total, err := repository.ListCreditLogs(q)
 	if err != nil {

service/settings.go

@@ -65,6 +65,15 @@ func normalizePublicSetting(setting model.PublicSetting) model.PublicSetting {
 	if setting.ModelChannel.AvailableModels == nil {
 		setting.ModelChannel.AvailableModels = []string{}
 	}
+	if setting.ModelChannel.ModelCosts == nil {
+		setting.ModelChannel.ModelCosts = []model.ModelCost{}
+	}
+	for i := range setting.ModelChannel.ModelCosts {
+		setting.ModelChannel.ModelCosts[i].Model = strings.TrimSpace(setting.ModelChannel.ModelCosts[i].Model)
+		if setting.ModelChannel.ModelCosts[i].Credits < 0 {
+			setting.ModelChannel.ModelCosts[i].Credits = 0
+		}
+	}
 	if setting.ModelChannel.AllowCustomChannel == nil {
 		enabled := true
 		setting.ModelChannel.AllowCustomChannel = &enabled
@@ -72,6 +81,20 @@ func normalizePublicSetting(setting model.PublicSetting) model.PublicSetting {
 	return setting
 }
 
+func ModelCost(modelName string) (int, error) {
+	settings, err := repository.GetSettings()
+	if err != nil {
+		return 0, err
+	}
+	modelName = strings.TrimSpace(modelName)
+	for _, item := range normalizePublicSetting(settings.Public).ModelChannel.ModelCosts {
+		if item.Model == modelName {
+			return item.Credits, nil
+		}
+	}
+	return 0, nil
+}
+
 func normalizePrivateSetting(setting model.PrivateSetting) model.PrivateSetting {
 	if setting.Channels == nil {
 		setting.Channels = []model.ModelChannel{}