docs(vercel-react-best-practices): 添加 Vercel React 最佳实践规则文档

- 添加 sections 定义文件，包含性能优化各领域分类
- 添加规则模板文件，规范文档结构和标签定义
- 添加异步操作优化规则，包括防止瀑布流、并行化、延迟等待等
- 添加包大小优化规则，包括避免桶式导入、动态导入、预加载等
- 添加服务端性能优化规则，包括 API 路

.agents/skills/vercel-react-best-practices/rules/bundle-preload.md

@@ -0,0 +1,50 @@
+---
+title: Preload Based on User Intent
+impact: MEDIUM
+impactDescription: reduces perceived latency
+tags: bundle, preload, user-intent, hover
+---
+
+## Preload Based on User Intent
+
+Preload heavy bundles before they're needed to reduce perceived latency.
+
+**Example (preload on hover/focus):**
+
+```tsx
+function EditorButton({ onClick }: { onClick: () => void }) {
+  const preload = () => {
+    if (typeof window !== 'undefined') {
+      void import('./monaco-editor')
+    }
+  }
+
+  return (
+    <button
+      onMouseEnter={preload}
+      onFocus={preload}
+      onClick={onClick}
+    >
+      Open Editor
+    </button>
+  )
+}
+```
+
+**Example (preload when feature flag is enabled):**
+
+```tsx
+function FlagsProvider({ children, flags }: Props) {
+  useEffect(() => {
+    if (flags.editorEnabled && typeof window !== 'undefined') {
+      void import('./monaco-editor').then(mod => mod.init())
+    }
+  }, [flags.editorEnabled])
+
+  return <FlagsContext.Provider value={flags}>
+    {children}
+  </FlagsContext.Provider>
+}
+```
+
+The `typeof window !== 'undefined'` check prevents bundling preloaded modules for SSR, optimizing server bundle size and build speed.